Maximum Loan Term :
3.97%
3.97%
3.97%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
- Maximum loan to value: 90% for all loans
- Maximum loan to income: 4.00 times gross salary for First Time Buyers (combined income where relevant)
- Maximum loan to income: 3.50 times gross salary for Second and Subsequent buyers (combined income where relevant)
- No penalties if you pay off your mortgage earlier than agreed
- No arrangement fees
- Available to over 18's only
Repayment Examples
The example will help to show you the typical costs associated with a loan for a certain amount.
Loan Amount€400,000 | Loan Term35 years |
Monthly Repayment€1,747 | Rate of Interest - APRC3.97% |
Cost of Credit€333,818 | Total Amount Payable€733,818 |
Loan Amount€275,000 | Loan Term20 years |
Monthly Repayment€1,652 | Rate of Interest - APRC3.97% |
Cost of Credit€121,478 | Total Amount Payable€396,478 |
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EAST COAST CREDIT UNION IS REGULATED BY THE CENTRAL BANK OF IRELAND. *APRC STANDS FOR ANNUAL PERCENTAGE RATE OF CHARGE. A FIRST LEGAL CHARGE IS REQUIRED FOR ALL MORTGAGES. MORTGAGE PROTECTION INSURANCE AND HOME INSURANCE ARE REQUIRED.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: IF YOU DO NOT KEEP YOUR REPAYMENTS, YOU MAY LOSE YOUR HOME.
LOANS ARE SUBJECT TO APPROVAL. TERMS & CONDITIONS AND NORMAL LENDING CRITERIA APPLY.
WARNING: POSSIBLE FLUCTUATIONS IN THE INTEREST RATE COULD AFFECT THE AMOUNT PAYABLE.
