Student Loan

7% (7.23% APR)

  • Minimum loan €500. Maximum is €50,000 over shares capped at €75,000
  • Proof of college course must be provided.
  • Loan funds will be paid directly to the college
  • Education Loans may require a guarantor by a parent or guardian.
  • A parent or guardian may apply for an Education Loan on their account.
  • Proof of income - 3 most recent payslips.
  • Bank statements may be required depending on the amount you wish to borrow.
Apply Now

Loan Calculator

Apply for a loan today with interest rates that suit you!

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
7.23%
# Repayments
Total
Apply for Loan
€
APR
7.23%
# Repayments
Total
Apply for Loan
€
APR
7.23%
# Repayments
Total
Apply for Loan
€
APR
7.23%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€3,000

Loan Term

2 years

Weekly Repayment

€31

Rate of Interest - APR

7.23%

Cost of Credit

€216

Total Amount Payable

€3,216

* Figures are correct as at January 2023 and are calculated on our loan calculator. Loans are only available for members. If you have any questions about our loans, please contact loans@eastcoastcu.ie
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. East Coast Credit Union Limited is regulated by the Central Bank of Ireland.

Loan Application Process

Become a member and apply for a loan without leaving your home

1

1

Become a Member

Once you are living, working or studying within our common bond you are eligible to join us today and start borrowing

2

2

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator

3

3

Apply for Loan

Apply for your loan from the comfort of your home or in one of our offices. Applying for a loan is easy and quick.

4

4

Sit Back and Relax!

Once your loan is approved we will let you know by phone or text message

Not a Member

Not a Member

Become a Member today and avail of a wide range of services we offer to our Members. With advanced biometric facial verification, and the ability to submit proof of ID, we're offering you a safe and reliable way to become a member.

Join today if you live, study or work in our common bond. Download our App or call in to our Bray or Wicklow Town branch.