Our Loans at a glance
Whatever your reasons for needing a loan, we’ve got one to suit you.
Home Improvement Loan
7.90% (8.20% APR)
From simple DIY projects to full-scale renovations, we've got the flexible loan for you.
Car Loan
6.75% (6.96% APR)
Looking to upgrade, a hybrid or a new car? Own your car straight away.
Standard Loan
11% (11.57% APR)
The reasons for needing a standard loan are as varied as life itself.
Student Loan
7% (7.23% APR)
If you’re starting or returning to college this year, talk to us today about our student loans.
Secured Loan
5.5% (5.64% APR)
A Share Secured Loan allows you to borrow up to the value of your savings.
Mortgage
3.90% (3.97% APRC)
Whether you’re buying your first home, trading up or switching your mortgage.
Loan Calculator
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
11.57%
11.57%
11.57%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
- No need to worry - Free Loan Protection and Life Savings Insurance*
- No hidden costs - There's no set up fee, no hidden fees
- No penalties for early repayment - We will not charge you for lump sums or clearing of a loan either
- No commercial approach - Our ethos is non-profit, we make your money work for you
- No loan too small - Minimum loan amount is €500*
*Subject to terms and conditions and type of loan. Cover limits vary and certain restrictions apply based on age and cover.
Apply for a Loan
What do I need to apply for a Loan?
Photo ID
e.g. Passport or Driving Licence
Proof of address
e.g. utility bill or bank statement not more than 6 months old
Proof of income
payslips, social welfare receipts
Self-employed
additional information is required such as but not limited to: Tax Clearance certificate, Form 11, latest accounts
Apply online
Apply online, upload your documents and sign for your loan without leaving your home.
- Docusign is the most widely used electronic signature which members of East Coast Credit Union can avail of.
- Sign documents from anywhere from any desktop device
- Documents are uploaded within your secure members area for instant digital signature and automatic return
Sign for your loan
- Once your loan is approved, we'll send you a text to review and sign the document
- Verify your identity (using your secure login for online access)
- Review the document
- Sign the document (by clicking where directed to sign)
Loan Approval
- Once your loan is approved we will let you know by phone or text message.
- If you have applied using our Docusign service, the funds will be transferred to your nominated bank account.
